Transfer and Save.


Balance Transfers

50th Anniversary Balance Transfer Offer

Available now through October 31st, 2021

Feeling freaked out by the weight of high credit card debt? Consider a balance transfer! When you transfer your high-interest credit cards to a new or existing UFirst VISA credit card, you're consolidating multiple payments into one lower monthly payment, allowing you to pay down debt faster and saving you money in the process. 


  • Balance transfer rate of 1.9% - 11.9% (based on credit) 
  • No annual fee
  • Transfer Multiple Card Balances
  • Special purchase rate is valid for October 1st - December 31st, 2021 for holiday spending. 

Not a UFirst VISA Credit Cardholder yet? If you're ready to make the switch, click the apply now button and our lending team will help you through the rest!

Apply Now

What You Need For A Balance Transfer

We want to make the process as easy as possible for you. If you are an existing UFirst VISA Credit Cardholder, simply provide us with this completed form

  • Name and payment address of the other financial institution or merchant
  • Full credit card number
  • The balance of the card(s) you want to transfer

Have Questions? 

Call or Text our Lending Team at 518.324.5700 (option 2 if calling). 

* APR = Annual Percentage Rate. Limited time offer. Promotion valid from October 1, 2021 through October 31st, 2021. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and other qualifications. Promotional APR for balance transfers is 1.9% - 11.9% depending on creditworthiness and available for UFirst  Balance transfers may not be used to pay off a UFirst VISA credit card or other UFirst accounts. 

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