Christmas Came Early.

PAY OFF CREDIT CARD DEBT FASTER WITH THIS LIMITED TIME OFFER.

Christmas in July Savings

We can't wait until Christmas to gift you with this great deal!

Available July 1st, 2022 through July 31st, 2022

Credit Card debt can happen anytime of year, not just around the Holidays. So, why not consider a balance transfer? When you transfer your high-interest credit cards to a new or existing UFirst VISA credit card, you're consolidating multiple payments into one lower monthly payment, allowing you to pay down debt faster and saving you money in the process. And with our Christmas in July Savings event, you'll not only enjoy a low balance transfer rate of 2.9% APR for 12 months, but zero transfer fees too! 

Check out these great benefits to transferring your balances to the UFirst VISA Credit Card today: 

 Benefits: 

  • Balance transfer rate of 2.9% for 12 months
  • Zero balance transfer fee (You read it right! Zero!)
  • No annual fee
  • Transfer Multiple Card Balances
  • Special purchase rate is valid for July 1st, 2022 - July 31st, 2022 only. 

Not a UFirst VISA Credit Cardholder yet? If you're ready to make the switch, click the apply now button and our lending team will help you through the rest!

Apply Now

What You Need For A Balance Transfer

We want to make the process as easy as possible for you. If you are an existing UFirst VISA Credit Cardholder, simply provide us with this completed form

  • Name and payment address of the other financial institution or merchant
  • Full credit card number
  • The balance of the card(s) you want to transfer

Have Questions? 

Call or Text our Lending Team at 518.324.5700 (option 2 if calling). 

* APR = Annual Percentage Rate. Limited time offer. Promotion valid from July 1, 2022 through July 31, 2022. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and other qualifications. Promotional APR for balance transfers is 2.9% for 12 months. Rate will revert to regular card rate at the end of the 12 month cycle. Balance transfers may not be used to pay off a UFirst VISA credit card or other UFirst accounts. 

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