Banking & Lending North Country | UFirst Federal Credit Union

Building What's Next

We’ve heard there’s a lot of talk around Rouses Point about a new business coming soon and here’s the real scoop! We’re happy to announce that we have officially purchased land on Champlain Street in Rouses Point as of March 2026. Our new home will be located on the property between O’Reilly Auto Parts and Angelo’s Pizza & Grill, and we’re aiming to break ground in Spring 2026.
Learn more here!
Built for North Country Weekends!

Affordable, local recreational financing so you can spend more time outside and less time stressing about the payment. Available for new rec loans and refinancing!
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Cash & Cap Scholarship

Celebrate your graduate with a gift that keeps on giving with our Cap & Cash Certificate! 2.6% Certificate Special for 6 months with a minimum deposit of $250!
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Credit Card User note!

We have recently upgraded our credit card program to better serve you; bringing enhanced security, improved online access, and new features designed to make managing your account easier. Please reach out to us if you have not received a new credit card; debit cards were NOT affected by this change. Please note, you will see a credit card account number on your main online banking screen, this is NOT your credit card number, to access that simply click on your card to see your full card details.
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Fraud is on the Rise!

A call that sounds urgent. A text that says, “don’t tell anyone.” A family member asking for money fast. Family emergency scams are designed to make you panic before you think. Slow down, verify the story and never send money based on pressure alone. Your loved ones would rather wait five minutes than watch you get scammed.
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High-Yield Money Market

Introducing our High-Yield Money Market Account! What you can expect: - Earn up to 4.00% APY with tiered rates - No minimum balance required - Up to 3 withdrawals a month. Built to help your money grow while you’re busy living life.
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Rates That Feel Right at Home

Certificates

APY* up to

0.70%

High-Yield Money Market

APY* up to

4.00%

Auto Loans

APR* as low as

4.75%

Home Equity

APR *as low as

5.875%

APR = Annual Percentage; APY = Annual Percentage Yield. Terms and Conditions apply.

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We're all in...for you

And handling the money? That's our thing.

We don't see account numbers - we see people. It matters to us to see you succeed, in life and with your money.

A Credit Union Built For You
2026 by the numbers

10445

Members Served

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$4500

Scholarships Awarded

$35K

Dollars Donated in our Community

200+

UFirst Volunteer Hours

Empower Your Finances.

We're passionate about your financial well-being. With the right tools and resources, we can help you achieve your financial goals.

Financial checkup - meet with our team to see if you are accessing all of your membership benefits!

Contact us today!

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Utilize our Financial Calculators to set yourself up for success.

Learn more here

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Scammers never sleep - stay sharp.

We’d love for you to become part of the UFirst community and discover why your neighbors choose local.

UFirst is about...well, putting you first. It's really as simple as that.