Take the First Step

towards financial wellness.

We all stumble in life, especially when it comes to our finances. The first step is knowing you can come to us for help. This is a judge free zone. 

 

 

Get help from a financial friend.

We can't always control life. Sometimes it's unemployment, unexpected expenses or a string of back luck that leads to financial hardships. It can be stressful, but you're not alone. We want you to take positive steps towards improving your financial wellness. Through our partnership with Greenpath, you have direct access to free resources including individualized counseling, guidance, calculators and financial education. 

  • Free Financial Counseling 
  • Debt Management Plans
  • Credit Report Reviews
  • Student Loan Counseling

GET HELP FROM GREENPATH

We're ready to work with you

There are many ways we can help work with you to help get you back on track. You may qualify for a loan payment extension or if the hardship is more severe, we have other options. We may be able to help you with a debt consolidation or refinance to help you free up some extra funds. The key is to act quickly, so we can be in a better position to help you 

Member Solutions

We understand that although you intend to make your payments on time, life happens and can sometimes If you are at risk of missing a loan payment with UFirst, our Payment Solutions team is here to help. We suggest meeting with them as soon as possible. 

Skip-a-Payment Plan

Our Skip-a-Payment plan is a simple option that allows you to defer a loan payment up to twice per calendar year, giving you the time you need to catch up or use the funds for other emergencies. Please note: not all loans are eligible for the Skip-a-Payment Plan. 

Resources for Loans, Mortgages & Credit Cards

Overdraft Protection is designed to give you a little back up when you don't have enough funds to cover your transactions. When funds aren’t available to clear a transaction or payment, funds will automatically advance to cover it. As an open-ended loan, you can make monthly payments or pay it all back at once, then it’s available should you ever need it again.

CONTACT OUR LENDING TEAM

You have options: 

  • Debt Consolidation
  • Refinance Auto Loan
  • Modifications
  • Debt Calculators