Loan Rates
Effective February 15th, 2023
|
Term
|
New Auto
APR* As Low As
|
Used Auto
APR** As Low As
|
|---|
|
0-35 Months
|
5.75%*
|
6.75%**
|
|
36-59 Months
|
6.75%*
|
7.00%**
|
|
60-75 Months
|
7.00%*
|
7.25%**
|
|
76-84 Months
|
7.50%*
|
7.75%**
|
*A new auto loan of $20,000.00 for 60 months @ 7.00% APR may have a monthly payment of $397.23.
**A used auto loan of $20,000.00 for 60 months @ 7.25% APR may have a monthly payment of $399.64.
Snowmobile, ATV, Jet Ski and/or Motorcycle
|
Term
|
New Snowmobile, ATV, Jet Ski and/or Motorcycle
APR* As Low As
|
Used Snowmobile, ATV, Jet Ski and/or Motorcycle
APR** As Low As
|
|---|
|
12-36 Months
|
6.50%*
|
7.00%**
|
|
37-48 Months
|
7.00%*
|
7.50%**
|
|
49-60 Months
|
7.50%*
|
8.00%**
|
|
61-72 Months (greater than $20,001)
|
8.00%*
|
8.50%**
|
|
73-84 Months (greater than $25,001)
|
8.50%*
|
9.00%**
|
*A new Snowmobile/ATV/Jet Ski/Motorcycle loan of $12,000.00 for 48 months @ 7.00% APR may have a monthly payment of $288.22.
**A used Snowmobile/ATV/Jet Ski/Motorcycle loan of $8,000.00 for 48 months @ 7.50% APR may have a monthly payment of $194.06.
Boats/Campers/Motorhomes
|
Term
|
New Boats/Campers/Motorhomes
APR* As Low As
|
Used Boats/Campers/Motorhomes
APR** As Low As
|
|---|
|
12-36 Months
|
7.00%*
|
7.50%**
|
|
37-72 Months
|
7.50%*
|
8.00%**
|
|
73-108 Months (greater than $20,001)
|
8.00%*
|
8.50%**
|
|
109-144 Months (greater than $25,001)
|
8.50%*
|
9.00%**
|
|
145-180 Months (greater than $30,001)
|
9.00%*
|
9.50%**
|
*A new Boat/Camper/Motorhome loan of $25,500 for 144 months @ 8.50% may have a monthly payment of $278.58.
**A used Boat/Camper/Motorhome loan of $25,500 for 144 months @ 9.00% may have a monthly payment of $285.66.
Consumer Loans
|
Loan Type
|
Max Term
|
APR* As Low As
|
|---|
|
Personal Loans
|
72 Month
|
9.75%-18.00%*
|
|
Secured Loans
|
84 Month
|
8.50% - 18.00%*
|
|
Debt Consolidation
|
60 Month
|
13.50%-18.00%*
|
|
Home Improvement
|
120 Month
|
8.00%-11.00%*
|
| Share/Certificate Secured |
2.00% above Share/Certificate Rate |
A personal loan of $5,000.00 for 36 months @ 9.75% APR may have a monthly payment of $161.42.
Credit Card
|
Card
|
APR* As Low As
|
Payment
|
|---|
|
VISA Credit Card
|
7.9%-17.9%
|
3% of balance
|
(For new accounts, balance transfers, cash advances and purchases)
Visa Credit Card Disclosure
|
