Black Wednesday 




One Day Only Sale

Black Wednesday deals for those who love to save! 

Save big with our lowest rates on Personal and Recreational Loans, plus a few more bonus deals you'll be sure to love! 


Black Wednesday works much like Black Friday shopping. We have some great one-day only sales including lower loan rates on personal & recreational loans, that increase throughout the morning. So the early birds get the best rates!


Wednesday, November 22nd, 2023

Here are the deals: 

Personal & Recreational Loans

Sometimes around the holidays, we could use a helping hand for this or that. Personal loans are great because you can use them for just about any reason and you'll get the cash for what you need most. And this year, we've lowered our rates on recreational loans too! 

Here's how it works:

  • Plattsburgh Main Branch Only - The doors will open at 7:00 am sharp! The first in line get the best rates and rates increase as shown below!

Personal Loans

  • First five - As low as 4.99% APR*
  • Next five - As low as 5.99% APR*
  • Next ten - As low as 6.99% APR*
  • All day rate (after first 20 or 10:00 am, whichever comes first) - As low as 7.99% APR* - The all-day rate can be applied for through our online loan application or in-person.  

Recreational Loans

  • First five - As low as 2.99% APR*
  • Next five - As low as 3.49% APR*
  • Next ten - As low as 3.99% APR*
  • All day rate (after first 20 or 10:00 am, whichever comes first) - As low as 4.49% APR* - The all-day rate can be applied for through our online loan application or in-person.


We LOVE eStatements! They're a safer option for our members than paper copies and better for the environment! Plus they offer so many other benefits like faster delivery, accessible 24/7 and so much more. If you haven't made the switch, today's the day! Enroll on Black Wednesday and we'll enter you to win 1 of 2, $250 VISA Cards! 

Any other deals?

Absolutely! We don't call it the biggest special of the year for nothing! And the below deals are available at any branch

  • Purchase the perfect holiday gift for your family and friends...a VISA Gift Card! For this day only, we're offering up to 10 gift cards, fee free! VISA Gift Cards are great because they can use them anywhere VISA is accepted and they can get what they want. And be sure to ask about our virtual gift card options as well! 
  • You know what else makes a great stocking stuffer? Movie tickets! Buy 4 Cumberland 12 movie tickets (also fee free) and you'll receive a 10% off coupon for the concession stand! 

It's just our way of saying thanks for being so awesome!


If at anytime you have questions prior to our Black Wednesday event, please feel free to call us at 518.324.5700 option 2 to speak with one of our friendly team members. We are happy to answer any questions you might have! 

*APR - Annual Percentage Rate. Must join UFirst Federal Credit Union or already be a member in good standing. $5 par value and membership eligibility required. Excludes loans already financed at UFirst FCU and any other products offered by UFIRST FCU including but not limited to auto loans, home equities and VISA Credit Card. Cannot be combined with any other offer. Certain restrictions may apply. Rate is based on creditworthiness, terms and age of vehicle, if applicable. Must meet credit union lending guidelines. Black Wednesday promotion runs Wednesday, November 22nd, 2023. Black Wednesday Loans must be closed two weeks (December 6th, 2023) from the day your application is processed or rate is void. UFirst FCU is not responsible for failed online applications.

*No purchase necessary. Must be 18 years or older to enter. UFirst FCU employees, volunteers, and their immediate family members are not eligible. One entry per member for signing up for eStatements on Black Wednesday, November 22nd, 2023. Two winners will be selected in random drawing on 11/24/2023 and are not required to be present to win. Prize will be issued in the form of a $250 VISA Gift Card which can be used anywhere VISA is accepted. 

For full promotion details, visit us at or call 518.324.5700 option 2. UFirst FCU is Federally Insured by the NCUA. 


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